![]() That’s what phishing scammers are counting on when they send you phony IRS refund emails. Be especially wary if someone asks you to provide 2FA for an account you haven’t accessed for a while. If you receive an email asking you to log in to an account to confirm your identity, use the criteria we listed above to verify the message’s authenticity. Phishing scammers also know how standard 2FA has become, and they could take advantage of this service that’s supposed to protect your identity. Two-factor authentication (2FA) has become common, so you’re probably used to receiving emails that ask you to confirm your login information with six-digit numerical codes. Use the methods we listed above to check the email’s integrity, and if all else fails, contact your bank directly instead of opening any links within the email you received. Suspended account phishing emails from banks you do business with, however, are harder to spot. If you receive an account suspension email from a bank that you haven’t opened an account with, delete it immediately, and don’t look back. ![]() ![]() Some phishing emails appear to notify you that your bank temporarily suspended your account due to unusual activity. Let’s review some examples of the most frequently sent phishing scams: Account suspended scam Phishing messages come in all shapes and sizes, but there are a few types of phishing emails and texts that are more common than others. If the URL you discover doesn’t match up with the entity that supposedly sent you the message, you probably received a phishing email.
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